📞 (313) 444-0236💬 Text UsGet a Quick Price
Insurance claims

We work with all insurance companies

You choose your shop under Michigan law. We handle the back-and-forth with your adjuster so you don't have to.

Your claim in 4 simple steps

Report & get a claim #

Call your insurer or use their app. Write down your claim number and adjuster's contact.

Text us photos

Get a quick price range, then bring the car in for an in-person inspection.

We work with the adjuster

After the inspection we send the estimate and photos and request supplements for any hidden damage.

Pick up your car

Pay only your deductible if one applies. Our work comes with a lifetime warranty.

You choose your shop

Your insurance company may suggest a shop, but under Michigan law the choice of repair facility is yours. CMD Collision is an independent shop and isn't part of any insurer's direct-repair program, so we work for you.

Insurers we work with

  • GEICO
  • AAA
  • Progressive
  • State Farm
  • AIG
  • Liberty Mutual
  • Chubb
  • PURE
  • Farmers

…and every other insurance company.

What to bring

  • Your claim number and adjuster's name/phone (if you filed)
  • Driver's license and keys
  • Police report number or the other driver's info, if you have it
Not at fault and no collision coverage?
Michigan's "mini-tort" law may let you recover some of your out-of-pocket repair costs, up to the legal limit, from the at-fault driver's insurance company. We can give you the repair documentation you'll need.
Do I need my insurer's approval before coming in?
No. You can bring your car to us first. We'll inspect it and work with your adjuster.
Is the photo price my final price?
No. Photos get you one quick ballpark range, not an itemized estimate. The final price, and the full estimate your insurer needs, comes after an in-person look.
What if more damage is found?
Hidden damage often shows up once parts come off. We document it, send a supplement to your insurer, and call you before doing extra work.
Do you waive deductibles?
No. Waiving or hiding a deductible isn't something we do. Your deductible is part of your policy, and we'll make sure you know what you owe up front.
Questions about your claim? Call (313) 444-0236 or text us.

Start your repair

Text us photos for a quick price range. Final price after an in-person look.

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